Does Walmart Accept Venmo in 2022? (All You Need to Know) - 33rd Square (2024)

The short answer is yes, Walmart does accept Venmo as a payment option in its stores and online as of 2022. But how exactly does paying with Venmo at Walmart work? And what do you need to know about using Venmo at the largest retailer in the country?

In this detailed guide, I‘ll explain everything about how to use Venmo at Walmart based on my extensive research. Whether you‘re a bargain shopper, smart spender, or frequent Walmart customer, you’ll learn:

• Step-by-step procedures for paying with Venmo in-store and online
• Potential fees, pros, cons, and limitations to consider
• How Venmo fits into Walmart‘s overall payment options
• Tips to use Venmo seamlessly for all your Walmart purchases

By the end of this guide, you‘ll be a pro at using Venmo as a payment method at Walmart stores, from grocery runs to picking up essentials. Let’s dive in!

How to Pay With Venmo at Walmart In-Store

If you want to use Venmo to pay at a physical Walmart store, here are the steps to follow:

1. Install the Venmo App

First things first – you’ll need to download the free Venmo app on your iOS or Android phone. I recommend doing this ahead of your Walmart trip.

Once installed, set up your Venmo account by connecting a bank account or debit card to fund payments from.

See also: Venmo app download and signup guide

2. Contact Your Local Walmart

Next, call the specific Walmart store you plan to shop at to verify if they currently accept Venmo.

While many locations do, Venmo acceptance isn‘t universal nationwide yet. Contacting your store ahead saves hassle at checkout.

Use the Walmart Store Finder to get your closest store‘s number and call to confirm Venmo payments are accepted.

3. Let the Cashier Know You’re Paying With Venmo

Alright, now you’re ready to start shopping! Once you’re checking out, let the Walmart cashier know:

“I’ll be paying with Venmo today.”

This gives staff a heads up you’ll need to scan a QR code to pay.

4. Scan the Venmo QR Code

After your items are rung up, here’s how the Venmo payment scanning will work:

Option 1: The cashier displays a unique QR code for you to scan with the Venmo app. Open Venmo, tap “Scan”, and scan the code. Confirm the payment if prompted.

Option 2: You open Venmo and tap “Show to Pay”. Your personal Venmo QR code appears. The cashier will scan your code to finish payment.

Either way, once the QR code is successfully scanned the transaction is complete! It’s quick and easy.

How to Pay With Venmo on Walmart.com

Using Venmo on the Walmart website involves a couple extra steps compared to in-store:

1. Shop Using Your Mobile Device

You can only complete Venmo payments on Walmart.com using a mobile phone or tablet.

Trying to pay with Venmo on a laptop or desktop computer will not work. Keep this in mind.

2. Select PayPal at Online Checkout

When checking out, choose “Pay with PayPal” from the payment options. You’ll be redirected to PayPal’s website.

3. Pick Venmo on the PayPal Page

On PayPal’s site, select the Venmo option to pay directly from your Venmo balance or linked cards.

Log into your Venmo account if prompted and complete the purchase!

Note: I recommend using mobile browsers like Safari or Chrome to access Venmo payment on Walmart.com. Some users report issues seeing Venmo on certain desktop site browsers.

You may also be able to pay directly in the Venmo app depending on your location.

And that’s it! While slightly more complicated, paying on Walmart.com with Venmo is doable from your mobile phone or tablet.

Does Walmart Charge Fees for Venmo Payments?

The good news is Walmart does not charge any extra fees when you pay with Venmo in-store or online. You’ll simply pay your Cart total.

However, Venmo‘s standard fees may apply depending on your payment method:

So while Walmart doesn‘t add fees, Venmo itself may charge based on your funding source. Using your Venmo balance is fee-free.

Overall, Venmo is a fee-friendly payment option accepted at Walmart.

What Other Payment Methods Does Walmart Accept?

In addition to now taking Venmo payments, Walmart also accepts:

In-store payment options:

• Cash
• Checks
• Credit cards (Visa, Mastercard, Amex, Discover)
• Debit/ATM cards
• Walmart Credit Card
• Walmart Gift Cards
• Apple Pay (select locations)

Online payment options:

• Credit cards
• Debit cards
• Walmart Credit Card
• Walmart Gift Cards
• Affirm financing
• PayPal
• Chase Pay
• Amex Express Checkout

So if Venmo isn’t your preferred payment method, Walmart does accept many other convenient options in-store and online.

Pros of Paying With Venmo at Walmart

Why should savvy shoppers consider using Venmo at Walmart? Here are some excellent benefits:

Easy to Split Payments With Friends or Family

If you’re shopping with others, Venmo makes splitting the bill and costs super simple. No need to figure out who owes what. Just have one person pay with their Venmo and request payments from everyone else after.

Social Feed Shows Payment History

All your Venmo payments are documented in the app’s social feed. This makes tracking Walmart expenses and purchases easy in one place.

Quick Checkout Compared to Cash or Checks

Checking out with Venmo is fast compared to fishing through your wallet for cash or writing a check. The QR code scan takes seconds, so it’s great when you’re in a rush.

Seamless Integration for Existing Venmo Users

If you already use Venmo frequently, it integrates directly with your existing account. No extra setup needed.

No Fees Charged by Walmart

Unlike some other payment apps, Walmart does not charge any extra service or processing fees when you pay with Venmo in-store or online.

Potential Cons of Paying With Venmo at Walmart

However, there are some potential downsides to keep in mind as well:

Can Only Pay Online Through Mobile

On Walmart.com, you can only pay with Venmo using a mobile phone or tablet, not on a desktop or laptop computer. This may be inconvenient for some online shoppers.

Venmo Fees Apply for Non-Balance Payments

If you pay using a debit card, credit card, or bank account with insufficient funds via Venmo, you‘ll be charged a fee by Venmo (usually 3%). Paying from your Venmo balance directly avoids fees.

Walmart Locations Could Stop Accepting Venmo

Since each Walmart store opts in to accepting Venmo, locations could decide to stop taking Venmo payments at any time. It’s not universally guaranteed at every Walmart.

Potential Security Risks from Paying via Smartphone

Some consumers may feel less secure entering payment information on their smartphone versus a physical credit card or cash. Venmo does use encryption and other security measures for protection however.

While Venmo is now widely accepted at Walmart, there are some aspects to factor in before choosing it as your go-to payment method. Assess your needs and preferences before ditching your wallet entirely!

Tips for Using Venmo at Walmart Smoothly

To ensure you have the best experience paying with Venmo at Walmart, keep these tips in mind:

• Call ahead to confirm your local Walmart accepts Venmo to prevent problems at checkout.

• Pay from your Venmo balance whenever possible to avoid fees. Load your balance before going shopping.

• Bring a secondary payment method like a credit card in case issues arise with paying via Venmo.

• Enable Touch ID/Face ID for Venmo so you don’t need to enter your password each Walmart payment.

• Check Venmo’s limits on weekly and monthly transactions to ensure your Walmart purchases don’t get declined.

• Pay attention at checkout and clearly communicate to staff you’ll be paying via Venmo.

Following these tips will help ensure you have a smooth, convenient experience using Venmo at Walmart for all your shopping needs.

How Does Venmo at Walmart Benefit Different Shopper Types?

With Venmo now accepted at Walmart, how does this new payment option cater to different shopper psychographics? Here’s a breakdown:

For Bargain Shoppers

Savvy bargain shoppers will appreciate how paying with Venmo makes it easy to split bulk purchases and stock up on deals with friends or family. No need to coordinate who pays for what with separate transactions.

For Smart Spenders

For shoppers trying to carefully track expenditures, Venmo provides visibility into Walmart purchases directly in the Venmo app feed. This simplifies managing your budget.

For Convenience Seekers

Shoppers who prioritize fast, frictionless checkout will love how Venmo’s QR code scan significantly speeds up paying versus cash or checks.

For Tech Adopters

Early tech adopters will welcome Venmo as an on-trend, mobile-first payment method accepted at the retailer they frequently shop at. It aligns with their tech-savvy lifestyle.

For Younger Shoppers

The ability to pay with Venmo resonates especially well with younger millennial and Gen Z shoppers who already use Venmo regularly in their daily lives. It’s a natural fit.

No matter your shopping style or priorities, paying with Venmo caters well to diverse shopper types who frequent Walmart.

By the Numbers: Venmo and Walmart Usage Statistics

As two of the most popular brands in their respective markets, here are some key stats on current Venmo and Walmart adoption:

With over 90 million active Venmo users today and Walmart serving 225 million shoppers weekly, there‘s clearly massive adoption potential for Venmo payments at Walmart locations nationwide.

The stats also show how popular Venmo is with younger demographics who represent key shopper segments for Walmart. Enabling Venmo payments caters perfectly to this target audience.

As Venmo and Walmart scale, we can expect to see billions of dollars in transactions flowing between these two commerce giants over the coming years!

Is Paying With Venmo at Walmart Right for You?

Given everything we‘ve covered, should you choose Venmo as your go-to payment method at Walmart?

Here are a few key questions to ask yourself:

• Do you shop at Walmart frequently? If so, Venmo can provide serious convenience.

• Are you already an active Venmo user? Then integration will be seamless.

• Do you often shop with friends/family? Venmo simplifies group purchases.

• Is speed important at checkout? Venmo‘s QR scan is very quick.

• Do you mind paying via smartphone? If so, steer clear of Venmo.

If you answered "yes" to most of the above, paying with Venmo at Walmart will likely provide a smooth, easy checkout experience.

But if smartphone payments aren‘t your thing, opting for physical payment methods like credit cards or cash may be a better fit. Evaluate based on your preferences.

Either way, with Venmo now accepted at Walmart you have an excellent new option to take advantage of during your regular Walmart runs!

The Bottom Line – Yes, Walmart Accepts Venmo for Payments

Hopefully this guide provided the deep dive you were looking for on how to use Venmo at Walmart. To recap:

• Paying in Walmart stores requires scanning a QR code via the Venmo app at checkout. Be sure to notify cashiers you‘ll be using Venmo upfront.

• Paying on Walmart.com involves selecting Venmo as the payment option on PayPal‘s website when you checkout. Only works on mobile devices.

• No extra fees are charged by Walmart for using Venmo, though Venmo‘s own fees may apply.

• Pros include quick checkout, easy money transfers with others, and rewards tracking. Cons include potential security risks and relying on smartphone.

• Venmo adoption fits nicely with Walmart‘s expanding younger core shopper base.

The ability to pay at Walmart with Venmo improves the shopping experience, especially for bargain hunters, convenience seekers, and fans of digital payment apps.

While a few limitations exist on where Venmo is accepted, overall it provides a fast, convenient checkout solution for your next Walmart run!

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