Double Your Line Pre-Approved Merrick Bank Credit Card (2024)

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Double Your Line (DYL) Visa Credit Card DoubleYourLine.com/PreApproved Notes FAQ FAQs References

Double Your Line (DYL) Visa Credit Card

Apply for the Double Your Line (DYL) VisaCredit Card from Merrick Bank
DoubleYourLine.com/PreApproved is operated by Merrick Bank who is proud member FDIC
This credit card is ideal for those looking to rebuild or establish a credit rating

In order to apply for the DYL Visa Credit Card the applicant must be a legal resident of the United States and 18 years of age or older. The applicant will also have to provide the acceptance certificate number, the last name found on the promotional mailing, and a valid email address.

Double Your Line Respond to Offer by visiting doubleyouirline.com/preapproved and follow the application instructions.

DoubleYourLine.com/PreApproved Notes

Theacceptance certificate number can be found on the credit card offer received via US Mail
This credit card is designed for consumers with poor credit or no credit history
After making on time minimum payments for the first 7 months the members credit limit will automatically double
Comes with mobile and online access (check abalance, make a payment, set up email alerts)
The Double Your Line Merrick Bank Visa Credit Card provides a FREE FICO score every month (FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries)
No Penalty Rates and no “Up to” Credit Lines

Those who do not have a DoubleYourLine.com Acceptance Certificate Number can visitonlineoffer.merrickbank.com/code to check theirPre-qualified Credit Offer. Please note Merrick Bank does not guarantee credit card approval for anyone and reserve the right to terminate this promotion at anytime. In order to apply online without the certificate number the applicant will have to provide their first and last name, street address, date of birth, last 4 digits of their SSN, and if they have moved within the last 30 days.

Any questions in regards to the Double Your Line Pre-Approved offer can be directed to toll free1-800-204-5936.

Sources

FAQ

What credit score is needed for Merrick Bank?

There is no minimum credit score requirement to get the Merrick Bank Secured credit card, but it has a annual fee the first year, which gets replaced by a monthly fee on your first account anniversary.

Is Merrick Bank a good credit card?

Unsecured credit card: Merrick Bank offers Classic Visa and MasterCard credit cards. Secured card: For those who can't qualify for an unsecured card, this bank offers Merrick Bank's Secured Visa Card. ... This is a good rate for a secured credit card. Pay your bill online: It's easy and free to pay your bill online.

Does Merrick Bank give instant approval?

Merrick Bank's focus is consumers who have suboptimal or nonexistent credit. ... The approval process is quick, and applicants can easily check online for prequalification without damaging their credit score. Some Merrick cards require you receive an invitation for you to access the card.

How long does it take for a credit limit increase?

FAQs

Does Merrick Bank really double your limit? ›

Merrick Bank. Our cards. *You can double your credit line by making at least your minimum payment on time each month for the first 7 months your account is open.

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How does Merrick double your line work? ›

After seven months, Merrick Bank will review your account activity and automatically double your line of credit if you've made at least your minimum monthly payment on time each month.

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How much is Merrick Bank Double Your Line credit card? ›

For a card that has no security deposit, the Merrick Bank Double Your Line® Mastercard® Credit Card has a lot of upfront costs. First, there's a one-time account set-up fee of up to $75. That's in addition to the card's $0 - $72 first-year annual fee, though you might see different annual fees on Credit Karma.

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What is the highest credit limit for a Merrick Bank unsecured credit card? ›

Chip Lupo, Credit Card Writer

The highest credit limit for a Merrick Bank credit card is $3,000. You can get the maximum Merrick Bank credit limit by placing a $3,000 deposit on the Merrick Bank Secured Card or by getting the unsecured Merrick Bank Credit Card and paying the bills on time for several months.

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What credit score do you need for a Merrick credit card? ›

The Merrick Bank credit score requirement is 500 for all cards, which means that people with bad credit or better have high approval odds.

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Is it hard to get a credit card from Merrick Bank? ›

You'll need enough income to pay your bills each month, too. Merrick Bank credit card applicants can get approved with a bad credit score of 639 or below, however, so even a low credit score shouldn't hold you back.

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How often does Merrick Bank increase your credit limit? ›

The Merrick Bank Double Your Line Credit Card, an unsecured card that automatically doubles your credit limit after the first seven months if you make at least the minimum payment on time each month.

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How long does it take to receive Merrick Bank credit card after approval? ›

It should take up to 2 weeks to get your Merrick credit card in the mail after you get approved. However, some cardholders have reported a delivery time of almost a month. You should also keep in mind that the application process might also take up to 2 weeks.

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Is Merrick Bank owned by Capital One? ›

Merrick Bank is a subsidiary of CardWorks, Inc., a U.S.-based financial services company headquartered in Woodburry, New York and founded in 1987. Merrick Bank has been a subsidiary of CardWorks, Inc. since 1997, and it is the 18th-largest credit card issuer in the United States, with 3.64 million cards in circulation.

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Is Merrick Bank for people with bad credit? ›

Merrick Bank is a top 200 credit card issuer in the U.S. We offer both unsecured and secured credit cards to help those who are looking to build or rebuild their credit. Take a look at what the freedom of a Merrick Bank credit card could do for you.

Does Merrick Bank offer pre-approval? ›

Merrick Bank has pre-approval, but it only extends pre-approved offers via mail or e-mail, or to existing customers through their online account. Merrick Bank does not have an online tool that interested consumers can use to check their pre-approval status.

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Can I use my Merrick credit card before it arrives? ›

No, you can't use your Merrick Bank credit card before it arrives because Merrick Bank does not disclose your card number, expiration date, or CVV in advance. You will have to wait for your Merrick Bank credit card to arrive and then activate it before you can use it.